GoDirect Health Insurance Services

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Dental & Vision Insurance

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Good health starts by taking care of your eyes and your oral health. The Center for Disease Control estimates that 1 in 4 American adults live with untreated tooth decay, and nearly half of Americans show signs of gum disease. Likewise, eye diseases are common and can go unnoticed for a long time if you aren’t regularly seeing an eye doctor. One of the keys to enjoying a healthy and happy life is taking care of your eyes and your teeth.

Dental and vision insurance plans can help mitigate the costs of expensive treatments and procedures, and many also make your regular checkups with your dentist or eye doctor very inexpensive. You have a few options when it comes to these plans, so please review below and reach out to us for more information or to get started!

PPO Dental

PPO dental coverage allows the largest choice of dentists to access and utilize. PPO networks allow for greater flexibility and greater choice – generally the best option if you have a dentist you prefer to use or if you need a higher level of care for your teeth.

HMO Dental

HMO coverage will require that you have a specific dentist that is your general dentist, and that dentist will guide and direct all of your dental care. HMO dental does allow for choice of whom that primary dentist is and will generally be less expensive monthly than a PPO.

Vision

Vision coverage is designed to cover the office visits, examination and annual acquiring of corrective lenses for people with vision issues.  Corrective lenses can come in the form of glasses or contact lenses. Vision concerns outside of a standard exam and corrective lenses typically will be covered under your major medical policy.

All plans are guaranteed acceptance and will not require a physical exam or underwriting to purchase coverage.

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