GoDirect Health Insurance Services

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Association Plans

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Group Association Plans, also known as Cost-Sharing plans, are widely accepted as an alternative to the existing Affordable Care Act plans currently available. While “TrumpCare” is not an official name, many people are using the phrase to refer to Group Association Plans now widely available. These plans give members access to cost sharing benefits on a majority of healthcare related treatments.

  • Primary Care Visits
  • Specialty Care Visits
  • Telemedicine
  • Preventive Care
  • Urgent Care
  • Laboratory
  • Diagnostic Testing
  • Hospitalization
  • Surgery
  • Prescription Discounts
  • Maternity

How do I get in?
A key factor to the group association plans is they are not guaranteed acceptance; meaning they take into account the applicant’s health history prior to issuance and can deny the applicant cost sharing coverage based on significant pre-existing conditions. This allows the group association plans to be slightly less expensive in many cases compared with the standard plans on the market today and tens of thousands of Americans have enrolled in recent years. Once approved you have access to a vast network of doctors, specialists, facilities and hospitals.

Who is this for?
If you missed out on the annual open enrollment and do not have a “qualified life event” to apply, these plans could help protect you against the high costs of health services. Or if you feel your current insurance plan costs are just too high, this could be an option worth exploring. American’s are feeling the burden of high healthcare costs and many of our customers are looking to the group association plans for lower their monthly premiums.