We understand Medicare can be very confusing to many people. If you are about to become or are currently eligible for Medicare, contact us and we can help answer your questions free of charge or obligation. We do this in a simple and easy to understand format.
What is Medicare?
Medicare is the federal government program that provides health care coverage for people over 65, under age 65, or receive Social Security Disability (SSDI), or under and 65 and have End-Stage Renal Disease (ESRD). Medicare is administered by the Centers for Medicare & Medicaid Services (CMS) and funded by the Federal Government.
Medicare secondary insurance is offered by private companies that contract with Medicare to provide standardized Part A and Part B benefits to Medicare recipients. Medicare secondary insurance covers many healthcare costs that Original Medicare does not cover such as co-pays, co-insurance, deductibles, and many plans will offer the required Part D prescription coverage.
There are many ways to access your Medicare coverage and many more secondary insurance options to consider. We simplify and clearly explain your Medicare options.
- Medicare Advantage Plans – (also known as Part C)
- Medi-gap Plans. In California typically known as Medi-gap PPO plans.
- Stand-alone Part D prescription plans.